Covering 50% of the financial curriculum, Cheese Matters is an interactive, effective and engaging workshop teaching young people about the importance of being sensible with personal finances and responsible when borrowing money. It combines role-play, film and activities set in the context of a character called Johnny Caerphilly who has been summoned to court on a personal bankruptcy charge.

During the 2 hour workshop students will learn about:

  • Why people borrow money
  • Common financial products
  • Budgeting on a monthly wage
  • Different ways of borrowing money and understanding rates of interest (APR)
  • The importance of reading terms and conditions
  • How credit reports work
  • The consequences of getting into debt

Cheese Matters has been developed by Business in the Community (BITC) in partnership with Nottingham based companies Capital One, Eversheds Sutherland and Ikano Bank and is project managed BITC. Trained volunteers from the business partners facilitate the workshops and support the students with activities, acting as ambassadors they also bring their professional perspectives into the classroom.

Our ongoing monitoring and evaluation continues to prove the effectiveness of this workshop with over 97% of participants retaining key course elements after two years of attending a session.

There is no charge to schools and all of the activity materials are provided.

Primarily aimed at Year 9, 10 or 11 students Cheese Matters relates to 50% of the finance education topic areas detailed in the Citizenship National Curriculum and has obtained Quality Mark status from the UK’s leading finance education charity Young Money (formerly PFEG).